Here are two great tutorial videos by Roben-Marie Smith, for any scrapbooker or digital artist.

Here's how to apply a frame to a photo:

Using Frames in PhotoShop Elements from Roben-Marie Smith on Vimeo.

Here's how to apply a photo mask:

Photo Mask Tutorial in PhotoShop CS3 from Roben-Marie Smith on Vimeo.

Roben-Marie has put the freebie mask and frame links right underneath the videos on her tutorial page.

As you all know, I do a fair amount of digital stuff (the blog backgrounds etc) but with Photoshop, there's always another way of doing things: tips, tricks etc - so I'm putting these tutorials right here so I don't lose them. For a starter (being self-taught) I never knew about that 'hold down the shift key' tip!